Heavy Commercial Motor
Finguard Finance & Insurance protects your heavy commercial vehicles with insurance that covers damage, loss, and downtime—keeping your business moving.
Why Your Business Needs Heavy Commercial Motor Insurance
Heavy vehicles face unique risks both on and off the road. From long-distance transport to demanding work-site operations, even a minor incident can lead to delays, unexpected costs, and significant disruption to your business. Harsh conditions, heavy loads, and constant use mean your fleet needs reliable, specialised protection.
Our tailored Heavy Commercial Motor Insurance provides comprehensive cover against accidents, theft, damage, liability, and costly downtime. We help you stay protected and compliant, ensuring your operations run smoothly and your finances remain secure. With the right cover in place, you can focus on moving your business forward with confidence.
What’s Covered
Our Heavy Commercial Motor Insurance can include:
Accidental Damage
Cover for collisions, rollovers, fire, theft, and malicious damage.
Third-Party Liability
Protection against damage caused to other people’s property.
Goods in Transit (Optional)
Safeguard the cargo your vehicles are transporting.
Downtime & Loss of Income (Optional)
Compensation for income lost while your vehicle is off the road after an insured event.
Hire Vehicle Costs
Keep operating with a hire vehicle if yours is being repaired.
Towing & Recovery Expenses
Towing & Recovery Expenses help cover the cost of moving your vehicle after an accident or breakdown.
What’s Covered
Our Heavy Commercial Motor Insurance is designed for:
- Transport & logistics operators
- Construction businesses
- Earthmoving and plant machinery owners
- Freight and delivery companies
- Owner operators and small fleets
- Owner operators and small fleets
- Agricultural and rural vehicle operators
If your business relies on heavy vehicles, we can help protect them.
Why Choose Finguard Finance & Insurance?
- Industry-specific expertise in heavy commercial motor
- Customised policies tailored to your business size and risk exposure
- Quick claims support when you need it most
- Transparent advice from Australian insurance specialists
- Competitive premiums without compromising on cover